Protect yourself before buying property
Title verification is the most critical step before purchasing any property. It ensures the seller has clear, marketable title and that no encumbrances, disputes, or claims exist on the property.
Title verification is the legal process of examining property ownership history and confirming that the seller has the right to sell the property. A clean title means the property is free from legal disputes, mortgages, or claims by third parties.
💡 Pro Tip
Always hire a property lawyer to conduct a title search. The cost (₹5,000–₹15,000) is minimal compared to the risk of purchasing disputed property.
An Encumbrance Certificate (EC) is issued by the Sub-Registrar's office and shows all transactions (sale, mortgage, gift) registered against the property. Obtain this for at least the past 30 years to ensure no hidden liabilities.
Collect all original documents from seller
Verify documents at Sub-Registrar office
Obtain Encumbrance Certificate
Check for any pending litigation (court records)
Verify land use classification (residential/agricultural)
Confirm property dimensions match survey records
Get legal opinion from a property lawyer
⚠️ Red Flags to Watch
Be cautious if: the seller is reluctant to show original documents, price is significantly below market rate, property has multiple owners without consent letters, or the layout hasn't been officially approved.
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